If your client has risks in the transportation of goods, Bellingham Underwriters (BU), can help. Our Transportation program has the capability to write a broad range of risks from owner-operators to large fleets, and from extra-heavy truck tractors to light vans, box trucks and pickups. We write motor carriers hauling a product for-hire as well as private motor carriers hauling their own goods. Our appetite is broad because our knowledge and experience is extensive.
WHAT’S NEW
We are excited to announce a new excess product for your insureds. Through our established relationship with Hudson Insurance Group, starting 10/1/22, we will resume offering $1MM over our primary commercial trucking policies. This product is non-admitted giving us flexibility and a broadened solution in offering higher limits. Our Excess Program will offer increased limits of $1MM over our underlying commercial trucking policies. LEARN MORE
Auto haulers
Container Haulers/Intermodal
Dirt, Rock, Sand and Gravel
Dry Van
Equipment including OS/OW
Hazardous Materials
Livestock Haulers
Log Haulers
LTL Operations
Mixed Commodities
Recycled/Refuse/Scrap Haulers
Tankers – Hazmat/Non-Hazmat
U.S Mail (excluding residential/last mile)
Water in bulk
Wood Chip Haulers
- Auto Liability
- Limits up to $1,000,000 CSL ($1.2 MM in CA)
- Including non-owned and hired auto liability
- Limits up to $1,000,000 CSL ($1.2 MM in CA)
- Physical Damage
- $300,000 any one vehicle or $300,000 train (train being the sum of a tractor and trailers)
- Trailer interchange available
- $300,000 any one vehicle or $300,000 train (train being the sum of a tractor and trailers)
- Motor Truck Cargo
- $250,000 any one accident or loss
- $150,000 any one item
- Contractors Equipment
- $500,000 any one accident or loss
- $200,000 any one item
- Truckers GL
- Limits up to $1,000,000 each occurrence/$2,000,000 annual aggregate for BI and PD
- Excess option $1,000,000 each occurrence/$1,000,000 annual aggregate over above limit
- Limits up to $100,000 Fire Legal Liability
- Limits up to $25,000 Medical Payments
Effective 10/1/22
- Excess Liability (only available with Hudson Insurance Company underlying policy)
- Excess Auto Liability: $1,000,000 per occurrence
- Excess General Liability $1,000,000 each occurrence/$1,000,000 annual aggregate
AK, AR, AZ, CA, CO, ID, IA, IL, IN, KS, MO, MT, NE, ND, NM, NV, OK, OR, SD, UT, WA, WI, WY
While all classes of transportation business are eligible for our program, BU has the greatest success with particular markets of risks. Below are some examples of the key markets we target:
- Agricultural – including but not limited to fruit, produce, vegetable, grain, feed, seed, fertilizer haulers, hay, livestock
- Auto – focusing on dealership to auction
- Container Haulers /Intermodal – drayage container haulers in the Ports and Railyards
- Dirt, Rock, Sand and Gravel – DRS&G of all kinds (including dirty dirt & frac sand)
- Dry Bulk Goods – dry cement, lime, fly ash, etc.
- Dry Van – focusing on regional hauls with fixed regular routes
- Equipment – including oversized/overweight haulers with specialty configurations and equipment
- Flatbed – building materials, steel, rebar, lumber, heavy equipment
- Hazmat – carriers of liquid or dry, bulk and non-bulk hazmat (will not write pollution on petroleum haulers)
- Log– Log haulers for hire and private log haulers either finished lumber or raw logs
- LTL– Less than Truckload risks
- Mixed Use Classes – All mixed operation classes (partial agriculture and sand and gravel or flatbed and produce etc.)
- Recyclables/Refuse/Scrap Haulers – Commercial recycling and refuse haulers, Scrap metal including metal debris removal.
- Refrigerated – Reefer haulers focusing on regional hauls with fixed regular routes
- Tankers– Tanker haulers including wine, dairy operations, milk processed or raw, water, syrup, molasses, liquid fertilizers, petroleum (will not write pollution on petroleum haulers)
- US Mail – Contract haulers for USPS service
- Vineyard – Truckers associated with grape production, hauling, bottling, processing
Trucking Non-fleet
- BU Trucking Non-Fleet Application
- IFTA’s (if available)
- Current MVRs for all drivers
- Currently valued loss runs for the prior four years
- Copy of Brokerage and/or Sub-haul Contract (if applicable)
- Any and all applicable supplemental coverage applications
Trucking Fleet (5 or more power units)
- BU Trucking Fleet Application
- Vehicle Schedule
- IFTA’s
- Current MVRs for all drivers
- Driver list including DOB & DOH
- List of terminal location if more than one terminal
- Currently valued loss runs for the prior four years
- Copy of brokerage and/or sub-haul contract (if applicable)
- Current financial statement (required on all accounts with more than 25 power units)
- Any and all applicable supplemental coverage applications
Trucking Non-Fleet Renewals
- BU Renewal Application
- IFTA’s (if available)
- Current MVRs for all drivers
- Currently valued loss runs for the prior four years
- Copy of Brokerage and/or Sub-haul Contract (if applicable)
- Any and all applicable supplemental coverage applications
Trucking Fleet Renewals (5 or more power units)
- BU Renewal Application
- Vehicle Schedule
- IFTA’s
- Current MVRs for all drivers
- Driver list including DOB & DOH
- List of terminal location if more than one terminal
- Currently valued loss runs for the prior four years
- Copy of brokerage and/or sub-haul contract (if applicable)
- Current financial statement (required on all accounts with more than 25 power units)
- Any and all applicable supplemental coverage applications
Bellingham is always open to developing relationships with new retail partners. Does your agency fit? Ask yourself the following questions to find out:
• Are you looking for a long term stable product with an “A” rated admitted carrier?
• Do your agents know and understand their clients and the business being submitted?
• Do you do the research to be able to provide complete and accurate information on all risks?
• Is a better overall product more important to you than the cheapest price?
• Do you have a desire to work with knowledgeable and flexible underwriters instead of just a binding authority?
• Are you willing to collaborate with our underwriters to write business rather than just submitting risks for quoting?
• Is the majority of the business you target eligible for our program?
APPLICATIONS
Non fleet * – Updated Dec 2020
Fleet Application*– Updated Jan 2022
Acord Supplemental * -Updated Dec 2020
New Venture Application * – Updated March 2018
Renewal Auto Application *– Updated Jan. 2021
Haz Mat Supplemental *– Updated Feb 2018
Hired Non Owned * – Updated March 2018
Specialty Auto App * – Updated Oct 2018
Truckers GL Supplemental * – Updated June 2018
* Hudson Privacy Notice – to be delivered at the time of application
FLYERS
Commercial Trucking Flyer 2023 NEW!
Commercial Trucking Excess Flyer – Updated September 2022